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Do you know how much cash you're going to have available this year? Gary Sirak joins Jim Blasingame to report that uncertainty about taxes and Obamacare costs have become impediments to financial planning in 2013.

Should an unemployed college graduate take any job just to get started? Gary Sirak joins Jim Blasingame to recommend that unemployed graduates should take whatever job they can get just to get in the marketplace.

Do young folks need help getting a job? Gary Sirak joins Jim Blasingame to talk about the current high expectations for college graduates based on the investment and what they should know about the reality they are finding.

Will Americans learn to live within their means? Gary Sirak joins Jim Blasingame to offer tips on how to make better decision about living within your means, especially with large purchases.

Can the spending addiction of Americans be cured? Gary Sirak joins Jim Blasingame to talk about how America got into this financial and debt crisis and how to solve it at the personal level.