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Joan joins Jim to talk about the issues covered in the most recent Kiplinger letter, including the national attention being given to the Massachusetts' Model for healthcare insurance reform. They also talk about the trend in crude oil prices, human resources, interest rates, the federal deficit and the actions of some of the dictators around the world.

Some financial planners say that disability insurance is just as important for small businesses as life insurance, and Rick talks with Jim about why that is the case.

Joan and Jim begin their visit discussing some of the key issues of the Iraq Study Group report, which drags some hard truth about the future in Iraq into the sunlight. They move on to talk about the insurance industry, some of the key economic indicators that are being projected for 2007, and some news about venture capital.

Joan and Jim talk about the impact of global politics on the upcoming Congressional elections. They move on to talk about key economic indicators, life insurance rates and how small businesses can get more government contracts.

Joan and Jim talk about the impact of the slowing housing market on the overall national economy. They also talk about the prices of various energy products, especially gasoline. Next they talk about how to use Health Savings Accounts in your small business as a way to add value to employees. And finally, they discuss the impact of hurricanes, etc., on the price of insurance.

Rick talks with Jim about the different kinds of life insurance and the different ways like insurance can be used as financial tools.

Joan talks with Jim about the challenges of the war between Israel and Hezbollah, where it's likely to go, and the impact on the region and the U.S. marketplace. They go on to talk about the economy and whether a recession is possible later this year. Next they discuss immigration, increasing insurance costs and finally, President Bush's first veto ever.

Jim O joins Jim B to cover this week's Kiplinger Letter. They begin with a significant discussion about the impact of inflation on the global economy, including your small business. They move on to discuss the costs and availability of goods and service, including insurance. Next topic is immigration and finally, a little bit on technology, especially the future of hydrogen power.

Jim reports on the progress being made in Congress to pass the Small Business Health Care bill that would allow small businesses to band together in various organizations to acquire group rates on health care insurance.

Joan and Jim talk about how some states are taking steps to get more of their citizens covered by health insurance, one way being the so-called "Wal-Mart bills". They move on to talk about the impact of construction and the auto industry on the economy. They talk about the need for America to become less dependent upon foreign oil and is there such a thing as an unemployment rate that is too low.