Jim Blasingame's Brain Trust®

Tom Hegna

Tom Hegna CLU, ChFC, CASL, is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert! As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the “optimal” way. He has condensed a large chunk of his considerable knowledge into five of his books: Paychecks and Playchecks: Retirement Solutions for Life, Retirement Income Masters: Secrets of the Pros, Paycheques and Playcheques, Retirement Solutions for Canadians, Don’t Worry, Retire Happy! Seven Steps to Retirement Security, and most recently, Don’t Worry, Retire Happy! Seven Steps to Retirement Security for Canadians. Tom specializes in creating simple and powerful retirement solutions based on math and science – not opinions. He has the unique ability to pump up a crowd, make people laugh, and solve complex financial problems using easy-to-understand words, ideas and stories. He is available to speak to businesses, government organizations, professional associations, financial professionals, and their clients all across the globe.

Category: Financial Planning, Management Fundamentals

Web Sites:
www.tomhegna.com

Interviews with Tom Hegna»See all

The difference between Social Security earnings test and taxation

Featuring Tom Hegna February 23, 2021

Tom Hegna joins Jim Blasingame to reveal how Social Security is calculated based on your earnings, plus the very complicated method used to tax these benefits.

Strategies for when you should begin drawing Social Security

Featuring Tom Hegna February 23, 2021

Tom Hegna joins Jim Blasingame to reveal how you can begin drawing Social Security, why someone would choose one strategy over another, and how to determine what’s right for you.

The original focus of Social Security, how much it’s changed and possible reforms

Featuring Tom Hegna February 23, 2021

Tom Hegna joins Jim Blasingame to review the original intent of Social Security, how many people rely on it today, and whether there will be any reforms.

Books by Tom Hegna

Don't Worry, Retire Happy! Seven Steps to Retirement Security

By Tom Hegna

Don't Worry, Retire Happy! Seven Steps to Retirement Security is your guide to straightforward retirement planning in uncertain times. Tom Hegna will simplify your retirement journey with his 7 Steps to Retirement Security. Learn how to make a trouble-free plan for retirement with a solid foundation to build on for future generations. Avoid living a just-in-case retirement and enjoy the fruits of your labor! Whether you are a late starter with your retirement planning or you have a significant savings, this book outlines how to make the most from the least with the smallest amount of risk.

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Retirement Income Masters Secrets of the Pros (Paychecks and Playchecks)

By Tom Hegna

This book is a MUST READ for any Financial Advisor working in the Retirement Income arena. Tom Hegna found 14 of the top Retirement Income Masters in the country. Each chapter focus's on a different Master. How do THEY do it? What do THEY say? How do THEY explain key retirement concepts and solutions to clients? This book will give you powerful words, language and stories to use with your own clients and prospects. This is part 2 of the Paychecks and Playchecks series by Tom Hegna.

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Paychecks and Playchecks

By Tom Hegna

etirement used to be much simpler. A person would spend their entire career with ONE company and then upon retirement they would receive a pension which was a guaranteed paycheck every month for the rest of their life. Most Americans have no chance at getting that deal anymore.

The burdens, challenges, and risks of today's world are far greater. The stock market has seen negative returns for an entire decade. Health care costs are up but benefits are down. Life expectancy has dramatically increased but pensions are all but extinct! We are in a time when people need guaranteed income more than ever, yet fewer people have it than ever before.

Paychecks and Playchecks: Retirement Solutions For Life is a guide for retirement that is BUILT for markets like these. It's a roadmap for surviving, and thriving, in difficult economic times. This book is not an Op-Ed on how "Average Joe" can invest to generate huge returns. It is a mathematical and scientifically proven guide on how to create a solid retirement with as much upside potential and downside protection as possible. Its purpose is to help you make absolutely sure that you have guaranteed lifetime income to keep you and your family protected in any market.

By using simple financial products properly, having a plan for long term care, and utilizing cutting edge estate planning ideas, Paychecks and Playchecks will show you how to retire with enough guaranteed lifetime income to cover your basic expenses and optimize the rest of your portfolio to make sure you receive your "playchecks." It's not rocket science - it's financial sense. Despite what most experts say, "Happily ever after" still exists and it starts with Paychecks and Playchecks: Retirement Solutions For Life.

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