Renee introduces Steve as one of their Best 10 companies that are doing innovative things to offer excellent benefits to their employees. Steve explains how they've been able to do that.

Renee brings Rob with her as she and Jim feature another small business that's doing a great job of providing excellent benefits for their employees. Rob's company has found that investing in their people has been an excellent ROI strategy.

Renee and Sandra join Jim to talk about some of the best human resources practices that Sandra's award-winning company is using to make sure they find and keep the best people.

Renee joins Jim again to bring to the show another example of companies that have found ways to provide comprehensive benefits packages for their employees in the face of rapidly escalating prices. Tom's company, almost 100 years old, has formed a partnership with its employees and educated them to become healthcare and benefits consumers, not just patients and beneficiaries.

Nancy and Renee join Jim to share information about employee health and how to help keep employees healthy. Nancy shares how her company reduced health care costs partially by turning a smoking room into a fitness center.

Renee and Mary join Jim to discuss some financial plans and how employees and employers can take advantage of them.

Jim and Renee discuss the difficulty of going from capitalizing your business to the point where you can set aside money for your retirement and your employees' retirement.