Insurance Information for Home-Based Business Owners

Beverley Williams

The most frequently asked question is how to get affordable health insurance. In addition to the information below, check with your local Chamber of Commerce, other small business groups, and the Association in your field to find out if they offer a group health insurance policy to its members. In addition, it is important to know the other insurance needs for small business owners such as in-home business insurance, income replacement insurance, and the possible need to have additional automobile insurance if you are using your personal vehicle for business. For more information about these and other insurance needs, visit the Insurance Information Institute at or call the National Insurance Consumer Hotline at 1-800-942-4242.

Digital Insurance enables customers to receive quotes, compare plans, apply for and purchase health insurance policies online at or from a licensed health insurance professional in its Call Center that can be accessed through online chat or by calling (888) 470-2121.

For individuals, Digital Insurance currently offers medical and short term medical plans in 42 states. Digital Insurance also offers online access to small group health insurance in 17 states including New York, California, Texas, Ohio, Michigan, Illinois, New Jersey, Pennsylvania and Georgia as well as access to quotes from its call center in 22 additional states. In most cases small group coverage is defined as two employees or more, so if you have a spouse or other individual on payroll, you may be able to qualify for small group coverage.

Whether you’re an individual or a small business, you are invited to review and compare the alternatives online, or work with Digital Insurance’s Call Center to understand the various options. If you don’t see what you are looking for right away, check back frequently as the product offering continues to be enhanced.

Print page