Don't let pride prevent you from being honest about cash challenges. Jerry Silberman joins Jim Blasingame to warn about how pride and denial can be your enemy when faced with cash and debt problems.

Is there a regulatory conspiracy against independent banks?Mike Menzies joins Jim Blasingame to report that there is a philosophical agenda among bank regulators that is not in favor of small banks and, by association, negatively impact small businesses.

Why small banks are collateral damage of new bank regulations. Mike Menzies joins Jim Blasingame to discuss talk about increased regulatory pressure independent banks are experiencing and how this will be detrimental to small businesses.

Will the Fed's QE3 plans will hurt small businesses? Mike Menzies joins Jim Blasingame to report that the Fed's plans to inject more liquidity into the market will help Wall Street, but probably hurt small businesses in the long run.

Is the Fed's infusion of money into the economy constitutional? Seth Lipsky joins Jim Blasingame to discuss explain why continued printing of money by the Fed is a violation of the constitution.

Global business is changing management. Walter Kiechel joins Jim Blasingame to discuss global marketplace forces are changing management practices and digital greed on Wall Street is changing capitalization plans.

Serve customer expectations first and shareholders second. Walter Kiechel joins Jim Blasingame to discuss the contemporary challenges when managers try to serve fickle customer and demanding shareholders.

Are banks reverting to practices that got them into trouble? Tracy Eden joins Jim Blasingame to report that, facing political pressure to lend money to small business, banks may revert to dangerous practices.

How bad is the fiscal cliff the U.S. is racing toward at year-end? Paul Merski joins Jim Blasingame to report on the tax, spending and regulatory deadlines that if not dealt with could hurt the economy in 2013.

How does the ICBA see the current economy? ICBA chief economist, Paul Merski joins Jim Blasingame to report that continuing political, tax and regulatory uncertainty is putting a drag on consumers and businesses and resulting in a continued slow recovery.